6 alternatives to an expensive undergrad degree, and what exactly to do to avoid massive student debt

“For 17-year-old Simone Spencer, choosing which of the hundreds of colleges across the country to apply to has been pretty easy.  “I’m not applying to private colleges, only public,” she said. “It’s simply because of the tuition costs.”  Like many other Gen Zers, she’s worried about incurring a lot of student debt.  For the class of 2018, the average amount of debt per person was $33,654, according to an analysis of the US Department of Education 2018 data by student loan and refinancing company Credible. “


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